Social Security Disability Insurance (SSDI) is one of the more difficult claims to win. According to Social Security’s official website, field offices only awarded 31 percent of applications in 2021.
To learn more about common reasons for SSDI denial, continue reading below. If you believe you require SSDI benefits, avoid the mistakes listed below.
Refiling without adjustments
Many applicants for benefits receive a denial and then file a new application right away. However, if you refile without changing something about your application, you increase your chances of receiving a second denial. Consult with an attorney about preparations for a new application before you try to file again.
Insufficient evidence
Even if you deserve SSDI benefits, you must provide enough medical evidence to the agency. Keep track of your doctor’s appointments and document health problems as soon as you notice them.
Earning a salary
Disability Insurance only applies to workers who can no longer support themselves. If you continue to work and earn a wage, your chances of receiving approval decrease. Only apply for SSDI if you cannot physically work, or your ability to work is severely limited.
Ignoring medical advice
If a doctor recommends a treatment plan and you do not follow it, the Social Security Administration (SSA) examiner may reject your claim no matter how severe your injury or illness is. Also, if the SSA officer requests your cooperation and you refuse, they may reject your application regardless of your medical health.
Blue-collar workers who require SSDI need to be thorough during the application process. Failure to cooperate or provide enough evidence decreases your chance of receiving benefits. Do not put your financial and medical health at risk.