Drivers should be aware of the steps necessary to take after a car accident to ensure everyone is safe, laws are followed and an insurance claim is successful.
The decisions a driver makes after an auto accident can greatly affect their life. Here’s what you should know:
1. Call the police
It’s important to get the police involved after a car accident. The police can create an accident report, which will be necessary for drivers who need to make an insurance claim. Without the accident report, a driver may not get any coverage for their injuries, losses and vehicle damages.
A problem that many people face after a car accident is the other driver asking to not have the police involved. However, leaving the scene of a car accident without making a report can lead to 4 years in prison and $1000-$2500 in fines. A driver could also be charged with a class D felony, 7 years of prison and $2000-$5000 in fines if the accident resulted in someone’s death.
2. Seek medical attention
While a driver may feel uninjured after a car accident, this shouldn’t stop drivers from seeking medical attention. Many people suffer hidden injuries after car accidents, such as whiplash, internal bleeding, spinal cord injuries and traumatic brain injuries, which may be hidden by adrenaline. Drivers may benefit from getting medical reports in case they’ve suffered injuries and need to seek additional compensation.
3. Take pictures and gather information
While it’s not always necessary, victims of car accidents may need to take pictures of the accident. These pictures may be necessary to prove injuries and damages to an insurance company. Drivers may consider taking pictures of the other driver’s license and insurance number, the location of the accident and any physical injuries and damages to vehicles.
Insurance coverage isn’t guaranteed after a car accident. Victims may need to reach out for legal guidance to learn about their options.